Buy Health Policy Online and stay away from policy issuance hassles

People use to wait for agents to buy health insurance. Agents use to act as a mediator between an insurer and an insured. But, now, the advent of internet has brought a big change in a human’s life. Thanks to it for making surfing easier. A person can sit at his/her home and can search for various products, as per his/her convenience. Health insurers give this facility to people to read all the term and conditions of the plan online. Buy health insurance policy online is a user friendly feature that helps an individual to buy the plan without any hassle.

This advanced means of buying and renewing online have brought a big relief to people following busy life schedule. One can surf insurer’s website and can know about the genuine information about the plan at any time of day or night. Plans comparison is also made easy, as quotes of plans are easily available.

Apollo Munich, known for designing products on behalf of people’s health needs, bring this feature of ‘Buy Health Policy Online’. It helps them to issue policy online in just four simple steps. This procedure keeps them away from the related hassles and long proceedings or tedious paper work, unless there is some adverse declaration made in the proposal form.

Critical Illness Cover - helpful

Critical Illness Cover is a coverage offered to an insured, in case he/she suffers from any of the enlisted serious illness, which a person might suffer from in his/her life. The medical treatment cost of these diseases is too high and thus, there is a need of special cover for them so that a person can avail quality healthcare without any financial stress.

Critical Illness Cover ensures that an insured is entitled to lumpsum payment, as promised in plan’s condition in an event of an insured diagnosed with any of them. This payment can be used for the treatment of the same. There are many health insurers that offer separate plans for the same. At the same time, there are health insurance providers that have included this facility in their pure health insurance plans. Easy Health plan from Apollo Munich, offers Critical Illness Cover as an optional and additional facility with it.

It is a complete health insurance plan that offers this coverage against eight illnesses—Cancer, First Heart Attack, Sclerosis, Paralysis, Coronary Artery Surgery, Stroke, Major Organ Transplantation and Kidney Failure.

Easy Health is available in three variants—Standard, Premium and Exclusive, each with its own coverage limits.

Easy Health and Maxima - Family Insurance Products

Family insurance plans are designed to curb the affordability issue that people faces with individual products. These plans offer cover to all family members, which may include an insured, spouse, dependent parents and dependent children. It is one of the best means to deal with expensive medical treatment that may bring financial stress over the family.

Apollo Munich offers family insurance through its Easy Health and Maxima that are well designed, looking into healthcare needs of all family members. Easy Health offers wide coverage at reasonable rates. It is available in three variants: standard, Exclusive and Premium, thus fulfilling healthcare needs of people of all income groups, whereas Maxima is a comprehensive plan that is designed for people belonging to high income group.

Maxima has several unique features. It offers cover to outpatient consultation with General Practitioner or Specialists, pharmacy, diagnostic tests, outpatient dental treatment and also gives entitlement certificate for annual health check-up.

Both these products come with lifelong renewal feature such that insured individual can get it renewed on time and can enjoy the coverage for the entire life. Apollo Munich is the first provider to come up with this facility. So, buy family health insurance and make medical treatment easy.

Buy health coverage at earliest

Many people live the belief that health coverage products are required at later part of life, when a human body becomes more prone to ailments. These remarks from people of 21st century seem quite strange. It shows as if these people do not know about the working of health insurance plans. They are not aware of cover ceasing age and the concept of waiting period.

The reality is entirely opposite. It is always better to buy health coverage at early age, as there are many advantages for the same. By the time a body becomes prone to health issues, all waiting period elapses and the policy purchased offers full coverage. A person buying in early age has to pay less than the one buying at old age.

It is, therefore, advisable to buy a plan with lifelong renewal feature so that it can enjoy the coverage all through his/her life. A person would get coverage for health risks both at early age and at old-age. Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, brings this facility of lifelong renewal feature that gives its customer an access to enjoy the health cover for the entire life, on renewing regularly.

Health Insurance Floater Plans

An individual can meet any unforeseen incident that can bring health issues and may require quality medical treatment. It has been seen that it may lead to financial stress and thus, it is better to have health or medical insurance. There are different plans available in market. An individual can choose individual health insurance or health insurance floater plan, as per his/her healthcare needs and budget.

Health insurance floater plans offer coverage to all family members, which may include an insured, spouse, dependent parents and dependent children. Apollo Munich Easy Health is the best health insurance floater plan that offer cover to maximum of 2 adults and up to 4 children. Its coverage extends to hospitalization expenses, pre-and post-hospitalization expenses, day-care procedures, domiciliary treatment, etc. Besides it, it also offers Critical Illness Cover, along with other benefits and facilities.

Its Critical Illness Cover includes coverage for eight diseases-- Cancer, Kidney Failure, Stroke, Paralysis, Major Organ Transplantation, Sclerosis, First Heart Attack and Coronary Artery Surgery.

This plan is available in three variants—Standard, Exclusive and Premium, each with different coverage limit and range if sum insured.

This plan also comes with lifelong renewal feature to help its customers to enjoy the coverage for the whole life.