Personal Accidental Insurance

There are many problems that a person can face in their life. The main trouble is that when a person faces a mishap, apart from the difficulty itself, the financial blow that is caused due to it is also upsetting. The concept of insurance plans was brought in to ensure that people did not suffer huge financial losses. A personal accident insurance plan is also meant for the same purpose. It is meant to enable a person to cope with financial problems that are faced due to an accident. The policy covers all kinds of problems that are encountered after an accident—death, disability, and other such losses.

A personal accident policy also aims at the all-round protection of the insured after any unpleasant event. Plans cover emergency ambulance costs, ICU charges, blood cost, and several other such benefits. Some of the coverage offered by the personal accident insurance plans is not covered by regular medical insurance policies. The Apollo Munich Health Insurance Personal Accident Plan offers cover for people in the age group of 5 to 70 years of age. The policy also offers an educational fund in case the insured is a victim of accidental death or disability.