A personal health insurance plan is needed for everyone—even if you are working and have a group health insurance policy from the company. The main reason for this is that a group health insurance policy is designed only for those who are employed with the company. Once an employee leaves the company, his/her cover lapses. However, most people overlook this vital part of corporate health insurance. Thus people are left without any kind of mediclaim plan once they leave the job.
The reason most working individuals do not bother to purchase a personal health insurance for themselves and their family is that a group health insurance is free for the employee. The company pays the premium for the plan. However, in a personal health insurance plan, the insured has to pay for the policy.
The premium charged for a personal health insurance policy is exempted from tax under section 80 (D) of the ITA. This means that individuals can save their tax as well as get coverage from medical problems that are likely to arise. Apollo Munich offers comprehensive insurance policies that are designed to protect individuals from all kinds of medical problems. Their plans can also be bought and renewed online using their ‘Buy Online’ ‘Online Renewal’ options.
The reason most working individuals do not bother to purchase a personal health insurance for themselves and their family is that a group health insurance is free for the employee. The company pays the premium for the plan. However, in a personal health insurance plan, the insured has to pay for the policy.
The premium charged for a personal health insurance policy is exempted from tax under section 80 (D) of the ITA. This means that individuals can save their tax as well as get coverage from medical problems that are likely to arise. Apollo Munich offers comprehensive insurance policies that are designed to protect individuals from all kinds of medical problems. Their plans can also be bought and renewed online using their ‘Buy Online’ ‘Online Renewal’ options.
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