Accident Insurance - best-in-class plan in India

There is always some sort of risk associated with a human’s life. It is seen that an accident can bring a great change in an individual’s life. Many families get affected due to rising medical cost. As in their attempt to get quality medical care accessible for their loved one in need, people run for the arrangement of funds. They decide to borrow from someone or sell off their household assets. Any of these decisions taken affects the entire family on longer runs. It builds up financial stress.

But this situation would not have arisen, if the victim would have accident insurance. Buying such plans, an insurer pays a lumpsum amount in an event of an insured’s death or disablement due to accident. Accident insurance plays a crucial role in human’s life. It offers financial coverage, which becomes a necessary when a person meets an accident. It is said that it is a solution to financial problems a person faces in case of medical emergency.

Apollo Munich Individual Personal Accident Insurance plan is the best-in-class plan in India. It is available in two variants—Standard and Premium, each with its own coverage limits. Both of its variants are very well designed, keeping healthcare needs of people in mind.