Family Health Insurance : affordable

Large number of people in India are uninsured, which bring this fact to the light that these people are either not much aware of the health insurance benefits or they do not trust these providers. Thus, there is a need to spread health insurance awareness so that people can get an access to quality healthcare, when required. This will certainly improve the condition of health insurance in the country, as quality healthcare would be made within reach.

There are numerous health insurance plans available in India. A person can buy Individual or family health insurance, as per the requirement. There are group health insurance plans also that a person gets as a benefit of part of a group.

Family Health Insurance plans are most sought after product as these offer wider coverage and are affordable too. These products offer coverage to all family members under a single plan. The only point that you should have in your mind is to choose the right provider so that you can get maximum benefits.

Apollo Munich Health Insurance Company has earned much goodwill for its Easy Health—Family plan. It comes in three variants—Standard, Premium and Exclusive, each with its own list of benefits. It is a plan designed intelligently to offer health cover to people of all income groups.

Health Insurance Sites should be uncomplicated and user-friendly

We are living in the 21st century, where digital world has played an important role. Internet has made a tremendous change in the life of all. It has made things easier and uncomplicated. A person can sit at home and can do shopping; trading etc. Every organization has brought its website to have its own identification.

Similarly, there are numerous health insurance sites on internet. Almost every notable health insurance companies have their own website, where an individual can access the genuine information about the product and the related details. It is only the blessings of health insurance sites that have made buying products easier.

An individual can sit and buy online without standing in queues or waiting for agent for the same. One can buy and renew at any time of day or night, as per ease.

One of the best designed sites is of Apollo Munich that won the first IDMA award for being the ‘Best Corporate Site’. Apollo Munich Health Insurance Site is content rich and proper navigation. Its user-friendly, thus helping a person to surf the information easily. He site also helps a person in buying or recommending the plan. Its ‘Buy Online and ‘Online Renewal’ is known for safe and secure transactions.

Health Insurance Providers and the needs of improvement

Health Insurance providers have to play a most important role in making health insurance a gainful sector. It is an area which has vast potential yet to be utilized. The reason is that people in India are not aware of health insurance and the people who are aware do not show confidence in health insurance providers. Therefore, there is much effort required to be made in this area in order to improve the conditions of health insurance in the country. It is supposed that the combined efforts of Government, health insurance providers, medical care providers and regulators will surely act as a helping hand.

Looking into the requirement, Apollo Munich has emerged to demystify health insurance so that it can take out the fear from faces, the jargon from words, the bitter from medicines, the trouble from treatment and the confusion from claims. All these promises made by Apollo Munich are expected to augment the number of insurance individuals in India.

Apollo Munich is looking to offer coverage to more than 5 million people in the country over next few years. These types of sincere efforts are must to be made by different health insurance providers to make quality healthcare accessible.

Buy Medical Health Insurance and contribute in improving the health insurance condition of the country

India is a country where health insurance is not a developed arena. It is a nation where health insurance is not mandatory for people and as a result, only 15% of Indian population is successful in getting their medical expenses financed through their insurer. The rest 85% of Indian population pays for these expenses from their pocket. It engenders a serious situation, which in turn, can affect the country to a great extent.

Thus, there is a need of every associated body to come forth and actively participate in spreading health insurance. So, buy medical health insurance and let financial problems stay away from medical treatment. It is only then that that the condition of health insurance in the country can be improved and medical treatment can be made affordable and accessible for the people.

Buy medical health insurance and enjoy the coverage. It helps in maintaining the balance between quality healthcare and wallet. It is a unique tool that helps an individual to seek quality medical treatment without any fear in mind. An insurer pays for an insured’s medical expenditure. the only thing that a person should consider is to buy medical health insurance from a reputed provider, such as Apollo Munich.

Buy Health Insurance - with the facility of lifelong renewal

There are many people who live with the belief that health insurance plans are required at the old age, as a human body becomes more prone to health issues. But, it is always advisable to buy health insurance at the earliest, as there are many advantages of buying these plans at early age.

Medical insurance, if purchased at early age, amount to less premium and offers better coverage. Waiting period elapses in early age, thus, a person gets complete coverage in later stages of life. Many plans come with cover ceasing age, beyond which there is no coverage offered. At early age, there would be numerous options, but it might not be same as there are very less number of options available at old age. So, a person should buy health insurance plan that comes with lifelong renewal. it would help him/her to enjoy coverage for the entire life.

Besides it, buy health insurance at early age might also help an insured to increase the sum insured amount, as cumulative bonus for claim-free year adds up to sum insured.

Apollo Munich plans offer products with the facility of lifelong renewal. so, buy it today and enjoy tomorrow.

Buy Medical Insurance and stay away from financial problems

It has been seen that many people face financial problems at the time of medical emergency. When a person meets any unforeseen incident and requires quality medical treatment, family members in their attempt to arrange for the money, either borrow money or sale off household asset, which build up financial stress over a family and thus, affect all family members in longer run.

All these issues can be avoided, if a person buys medical insurance plan. It helps an individual to seek quality medical care without any thought of arranging for the finances. An insurer pays for the medical expenses by giving an insured the facility of cashless hospitalization in network hospitals and the facility of reimbursement in non-network hospitals. Besides it, there are many facilities that a insured gets along with medical insurance plan that he/she can enjoy life at a great extent.

Apollo Munich has brought several such products. Each and every medical insurance plan is well designed, looking into health needs of people. Its newly launched product Optima Cash is the best example of working upon the people’s need. it is the daily cash hospital benefit plan that offers complete coverage to an individual along with pure health insurance product.

Family Health Insurance - Cover for All

Family health insurance plans are designed to offer health cover to all family members, which may include an insured, spouse, dependent children and dependent parents. These plans are believed to be easily adjusted in family budget, as all family members get coverage under a single plan. These plans are designed, looking into heath needs of all. A person buying family health insurance gives due health protection to his/her family.

There are many family health insurance plans available in Indian health insurance market. A person needs to choose the one, as per his/her needs and budget. a person should not forget that it offer protection to all family members in a longer run and thus, should choose a plan carefully. Thus, a person needs to careful enough in making his/her choice. It is also said that those who are not much aware of health insurance should buy a plan from a reputed provider, like Apollo Munich.

Easy Health, the most popular plan is designed for people of all income groups. It has been divided into three variants: - Standard, Exclusive and Premium, each with different coverage limit and set of benefits.

Medical Insurance Coverage - a protective coverage

Everybody should buy medical insurance coverage, as it is the right tool to be sued to finance medical expenses. It keeps an individual away from financial stress that may build up on family members and may bring a great change in the life of all family members. Thus, a person should look into all the associated factors and make a choice carefully. A person should never forget that one can live a life to a greater extent under medical insurance coverage.

If an insured undergoes treatment in network hospital, he/she can seek it on basis of cashless hospitalization. If an insured undergoes treatment in non-network hospital, he/she can seek it on basis of reimbursement. Besides it, there are many facilities and benefits provided along with these products that help an individual to seek quality medical care from the hands of experts without any financial thought in mind.

Apollo Munich, a health insurance provider, is well known for offering the best-in-class services to its customers. The company has bought various plans, suiting health needs of people of all income groups. It is the first to bring the facility of lifelong renewal with health insurance in India.

Health Insurance Providers - pay for treatment and medical care

When the time comes, people have to turn to health insurance providers for the best healthcare solutions. There is no way that people can afford to pay for treatment and medical care on their own. People have to use a policy that is designed to give complete health protection to the individual. There are a number of times when people have to sacrifice ambitions and let a lot of other dreams in life take a back seat simply because a loved one needs treatment. This is actually not needed. People can just start using and trusting mediclaim plans. The policies are designed such that they can take on the healthcare costs that are likely to be faced by the customer.

Modern health insurance providers are trying to develop plans that would actually protect the individual from all kinds of medical problems. They also offer simple policy wordings that can be easily be understood by customers. The claim procedure of such companies is also easy and fast. Apollo Munich is one of the fastest growing insurance companies. The mediclaim policies that are provided by the company are designed to provide preservative healthcare coverage as well as curative coverage. Customers have a choice of selecting from a large number of plans.

Health Insurance Company in its run to improve health insurance in India

There is no doubt that privatization of health insurance has open the way to many insurers in India. Many new companies have emerged since this crucial decision has taken place. One such company that has earned much name and fame is Apollo Munich Health Insurance Company. It is a joint venture between the Apollo Group of Hospitals, Asia’s largest healthcare provider and Munich Health, new business segment of Munich Re, Europe’s leading insurer.

This health insurance company has emerged with the aim to uncomplicate health insurance in India and is working in this direction to improve the condition of health insurance in the country. The company promises its customers to take the fear out of faces, the jargon out of words, the bitter out of medicines, the confusion out of claims and the trouble out of treatment.

Apollo Munich, a pure health insurance company, has brought several products into the service of Indian health insurance market. It is the owner of India’s first 360 degree product, Maxima that offers comprehensive health coverage to its customers. Easy Health, the most popular plan, is a complete health insurance plan that is available in three variants—Standard, Exclusive and Premium.

Personal Accidental Insurance - In Indian Health Insurance Market

There is always improbability associated with a human’s life. A person can face an accident or meet any unforeseen event at any stage of life. Many families face financial stress because of rising medical cost. As in their attempt to get quality medical care within reach for their loved one, people look for various options to arrange money and either borrow it from someone or sell off their household assets, which affects the entire family on longer runs and builds up financial stress.

When a person purchases personal accident insurance, an insurer offers financial coverage, as per the terms and conditions of the plan. These policies are believed to be death and disablement plans and pay a beneficiary a lumpsum amount in an event of an insured’s death or disablement. In addition to it, these plans offer coverage for bodily injuries. This plan works on the principle of benefit and thus, pays a certain proportion of sum insured amount, on happening of certain event, depending upon the plan’s conditions and the extent of injuries incurred.

There are many personal accident insurance plans available in Indian health insurance market. Apollo Munich has brought many health insurance, travel insurance and accident insurance products for people of different sections of society. Individual Personal Accident Insurance plan is believed to be the best-in-class plan.

Best Health Insurance Plan India – Do Not Make a Wrong Choice

There are any people who do want to invest money in a plan that does not offer adequate coverage. Hence they look for the best health insurance plan India. But, there majority of this pool of people choose a plan on basis of one or the other enticing feature and thus, makes a wrong choice. It is, therefore, said that a person should make a choice wisely.

A person should list down his/her healthcare needs, as it is said that a plan selected on basis of healthcare needs offers required coverage to a policy holder. An individual should shortlist plans and compare health insurance quotes. It is important to keep an eye over the associated factors-- Premium, Coverage, Benefits, Facilities, Add-on Services, Copayments, Deductibles and Exclusions etc. This comparison would explain the coverage limits the plan and will help an individual in choosing the suitable product.

It helps an individual to seek quality healthcare in times of need. Apollo Munich’s Maxima is believed to offer the comprehensive coverage. It is India’s first 360 degree product that not only looks into treatment for bigger illnesses, but also is available for small illnesses. It makes medical treatment almost free. It is, therefore, said to be the best health insurance plan India

Buy Medical Policy Through Internet

Many people in India are not aware of the use of internet and thus, use the old means of calling and buying from agent. Internet is a remarkable tool that has helped an individual in several ways. It has made life easier, from surfing, trading to communication. There are several advantages associated with this new and highly developed tool.

A person can also buy medical policy online, as insurer have well developed integrated online portal that issues policy instantly. Along with it, buy medical policy online brings the following advantages:-

• This means well suits the hectic life schedule of people.
• A person can stay away from lengthy paper work.
• It is time saving, as it saves time of meeting with agents, standing in queues.
• It is convenient.
• It is easy to purchase.
• A person stays is in touch with the genuine information and can know about plan’s coverage.

But, one should try to buy medical policy online from a reputed provider, like Apollo Munich. These providers have well integrated strong payment gateway, which carry out transactions efficiently. These providers take care that their customers do not face any issue.

Family healthcare insurance - a tool to offer security to all your family members

Everybody is scary about the unforeseen incident that may come into his/her life and may bring difficulties along with it. One of the major difficulties that a person has to face along with these sudden mishaps is financial problem at the time of seeking quality medical treatment. Medical costs are rising to such an extent that it is becoming difficult for people to pay for their medical expenses from their pocket. Thus, the best way to keep yourself and your family secured is to buy family healthcare insurance.

Family healthcare insurance plans are designed to offer health cover to all family members, which may include you, your spouse, your dependent parents and your dependent children. These plans offer medical coverage, under which you and your family members can stay at a peace of mind and can seek quality healthcare, in an event of an unforeseen incident.

Apollo Munich's Easy Health—family healthcare insurance plan is the best-in-class plan. It is available in three variants—Standard, Exclusive and Premium, each with different coverage limits and set of benefits. This plan comes with lifelong renewal facility so that its customers can enjoy the coverage for the entire life.

Health Insurance Plan - a right tool to deal medical expenses

A person can fall sick at any time of life and may require quality medical treatment. It becomes very difficult to seek quality medical care from the hands of experts, if a person is not insured. Hence, it is better to buy a health insurance plan that could offer the required coverage. These plans are believed to be much helpful at the time of medical emergency.

Health Insurance plan is a right tool to be used to finance medical expenses. it is a contract between health insurance provider and a policy holder, wherein which a policy holder get medical coverage from the insurer in an event of any sudden mishap. The coverage limits depend upon the terms and conditions of the plan purchased.

Apollo Munich, a pure health insurer, has brought many such plans. Its Easy Health is the most popular health insurance plan in India. It is available in three variants—Standard, Exclusive and Premium. All these three variants have their own coverage limits. A person should look into the terms and conditions of the plan and then should decide the variant to be purchased.

Buy health insurance plan today and enjoy tomorrow.

Health Insurance offers a lot

Many people do to buy health insurance thinking that these products are not much useful. It is because these people either are not aware of health insurance offers or they do not trust these providers. Th most major cause of this dissatisfaction is the wrong choice made at the time of buying such a plan. Hence, it is said that a person should choose a plan carefully, as health insurance offers a lot and makes medical treatment accessible.

The biggest of all, these products offer peace of mind by offering financial coverage against medical exigencies. These plans give an insured an access to seek quality medical care on basis of cashless hospitalization in network hospitals and on basis of reimbursement in non-network hospitals. In addition to it, there is a facility of Healthline that let an insured talk to medical expert and discuss his/her health issues. Thus, health insurance offers an insured a way to live a life to a greater extent.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, has brought much with its health insurance products such that its customers can get the complete coverage.

Enjoy Life under Health Insurance Coverage

A person might fall ill or meet accident at any time of life. These incidents bring health risks into an individual’s life, who might require quality medical treatment. Majority of people face the problem of finances at this time of life, as medical expenses are rising speedily. A person might not be in the state to pay for these expenses. Thus, it is said that it is always better to have health insurance coverage such that an individual and his/her family members can seek treatment from the hands of experts without any financial thought in their mind.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, has brought various products to offer health insurance coverage for people of all income groups. It has brought Easy Health, the most popular product with three variants so that it offers fiscal support to a medical problem for people of all income groups. There is Insure Health, for people looking for the economic product and Maxima, the most comprehensive product, for people of high income groups.

This pure health insurance coverage provider is the first to bring the facility of lifelong renewal with its products.

Buy Mediclaim Health Insurance – With Bundle Of Benefits

The only way to stay away from financial anxieties at the time of medical exigency is to buy mediclaim health insurance. These plans are designed, looking into healthcare needs of people. They offer financial coverage thus, helping a person to stay away from financial issues.

Apollo Munich, a joint venture between the Apollo Group of hospitals and Munich Health, has emerged with the philosophy to demystify health insurance. It works in the direction to make medical treatment affordable and accessible and that can be done only if people are encouraged to buy mediclaim health insurance. Thus, Apollo Munich is making much effort in spreading health insurance awareness.

Besides it, it brings products that quench healthcare needs of people of all income groups. Maxima is the most comprehensive plan that makes medical treatment almost free. It not only offers cover for inpatient treatment, but also offers coverage for small illnesses, like itchy eye, wisdom tooth, runny nose, silly allergy etc. this plan also offers coverage to outpatient consultation, pharmacy costs, diagnostic test and annual health check-ups, up to a certain limit.

So buy Maxima and get the maximum health coverage. it brings along with it a bundle of benefits, well included to offer comprehensive cover.

Accident Insurance - best-in-class plan in India

There is always some sort of risk associated with a human’s life. It is seen that an accident can bring a great change in an individual’s life. Many families get affected due to rising medical cost. As in their attempt to get quality medical care accessible for their loved one in need, people run for the arrangement of funds. They decide to borrow from someone or sell off their household assets. Any of these decisions taken affects the entire family on longer runs. It builds up financial stress.

But this situation would not have arisen, if the victim would have accident insurance. Buying such plans, an insurer pays a lumpsum amount in an event of an insured’s death or disablement due to accident. Accident insurance plays a crucial role in human’s life. It offers financial coverage, which becomes a necessary when a person meets an accident. It is said that it is a solution to financial problems a person faces in case of medical emergency.

Apollo Munich Individual Personal Accident Insurance plan is the best-in-class plan in India. It is available in two variants—Standard and Premium, each with its own coverage limits. Both of its variants are very well designed, keeping healthcare needs of people in mind.

Purchase Health Insurance

Very less numbers of Indian people pay for medical expenses from their pocket. Many of the uninsured individuals realize the importance of these products, when their friends or relatives fall sick and face the financial problems at the time of medical treatment. These people purchase health insurance and avail the following benefits:-

• Offer financial cover to medical needs
• Give an access to seek treatment based on Cashless Hospitalization in network hospitals
• Make medical treatment affordable and accessible
• Make health check-up easy
• Give an access to talk to medical experts on phone call and discuss health issues

A person should purchase health insurance that offers comprehensive coverage so that medical treatment is made almost free. There are plans that offer coverage to outpatient consultation, diagnostic tests, pharmacy costs etc.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, is one such provider that has brought many such plans for the citizens of India. Maxima, India’s first 360 degree product, offers coverage to both outpatient and inpatient treatment on cashless basis in network hospitals and on basis of reimbursement on non-network hospitals. Its plan comes with a longest list of benefits and facilities that are much more than a simple health insurance product.

Family Health Insurance - choose the right family health insurance plan

If you want to know about the right way to choose the right family health insurance plan, focus on your family healthcare needs, as the plan that fulfills your needs would be the best. Once you have shortlisted the plans, compare quotes of several health insurance plans to know about the coverage and exclusion of each.

Market survey shows that many people when tried to find the best family health insurance plans decided to end up with Easy Health—Family plan. It is one of the most sought after products. It offers coverage to all family members, which may include an insured, his/her spouse, his/her dependent parents and his/her dependent children.

Its coverage limit stretches not only to treatment cost, but also to pre-and post-hospitalization expenses. It also offers coverage to domiciliary treatment, 140 day-care procedures etc. Besides it, these plans come with value-added services that take care of preventive health needs of the people. Value-added services include Cashless Hospitalization facility and Healthline.

One of the distinctive features of this plan is available with lifelong renewal feature so that you and your family members can enjoy the protection for the whole life on regular and timely renewal.

Mediclaim Policy

All those who are looking for the best mediclaim policy, buy Apollo Munich’s Easy Health. it is available in two variants—Individual and Family. This family variant is one of the family healthcare plans that can offer coverage to an insured, spouse, dependent parents and dependent children. Each of these variants is available in three sub variants—Standard, Premium and Exclusive, each if which has its own coverage limits and range of sum assured. Premium variant offers sum assured in the range of 4 lakh to 10 lakh. Exclusive variant offers sum assured in the range of 3 lakh to 7.50 lakh. Standard variant offers sum assured in the range of 2 lakh to 5 lakh.

Its coverage limits extend to hospitalization expense, pre- and post-hospitalization expenses, day-care procedures, domiciliary treatment, daily cash for choosing shred accommodation, maternity benefit, spectacles lenses, ambulance charges etc. In addition, there is also optional and additional coverage for eight major critical illnesses and new born baby coverage in its Premium and Exclusive variant.

This plan offers wide cover at reasonable rates. One of the important benefits of this plan is that its benefits can be availed for the whole life, as it comes with lifelong renewal feature.

Health Policy

Health policy is the right means to be used to finance medical expenditure, but many people believe that these plans should be brought in old age, when a body becomes prone to health risks. It shows that this is the pool of people who are not much aware of the benefits of a health policy.

Health policy, if brought at early age, offers the following benefits;-

• A person would not be able to enjoy the benefit of cumulative bonus that one gets for claim-free years.

• A person buying health insurance at early age has to pay less premium amount,

• A person spends much on his/her healthcare, which would have been covered, if he/she would have been insured.

• Maximum number of health insurance plans in India has cover ceasing age, beyond which there is no coverage offered.

• If a plan is bought at old age, when a human body becomes more prone to diseases, waiting period can keep an insured away from the coverage.


An ideal way to adopt is to buy health policy with lifelong renewal at early age and get it renewed regularly. Apollo Munich offers this benefit of lifelong renewal with its plans.

Healthcare

All human beings need to take care of their health by any means. Health risks are quite common, as we see people facing accident or other mishaps in their life, which bring an enormous change in their life style. This change is only due to expensive medical treatment that they availed. After a person come across financial stress, he/she realizes the importance of healthcare insurance, which should have been purchased much earlier.

It is, therefore, recommended to buy healthcare insurance plans to seek quality medical treatment at the time of medical emergency. These plans offer the facility of cashless hospitalization, using which an insured can go to any network hospital and can seek medical treatment without paying for the same. An insurer pays for these medical bills on behalf of an insured. Apollo Munich offers this facility in more than 4000 hospitals in the country.

Along with it, there is a facility of reimbursement for the treatment availed for the covered peril in non-network hospital. The claim raised against the medical bills gets settled within few working days. Apollo Munich is known for fast approval and quick settlement. Therefore, it has been the choice of millions in India.

Medical Insurance Providers

There are many people who believe that heath or medical insurance is not required by healthy individuals. There are many people in India who believe that investing in health insurance is not much useful. As a result, large pool of people in India re not insured.

Total healthcare expenditure in the country, as per healthcare statistics, is around $40 billion. Out of it, only $2 billion is financed by medical insurance providers. There is a difference of $38 billion, which is the direct measure of scope for health or medical insurance providers. These providers should spread health insurance awareness among the Indian masses and should design products, as per the health needs of people.

It is said that an individual who purchases health insurance is able to live a life to a greater extent. He/she goes for regular health checkups and seeks treatment at the earliest as he/she does not worry for the high rising medical expenses. Medical insurance providers should join hands with other associated bodies in improving the condition of medical insurance in India.
Apollo Munich, a medical insurance provider, is one of the active players that have emerged with the aim to demystify health insurance for the citizens of India.

Health Insurance Premium

Health insurance is becoming must for all people. it brings an insurer and an insured into contract, in which an insurer offer health cove, on occurrence of specific event and an insured promises to pay specific amount for the specific time period. This amount is called health insurance premium.

It may vary from plan to plan and from company to company. In brief, health insurance premium is a very small amount paid towards coverage of lakhs of rupees. There are people who are living with the wrong belief that health insurance is expensive and so cannot be purchased. These people should be made aware that there is a wide range of these products, designed for people of all income groups.

A person needs to choose a plan, as per his/he needs and budget. In order to make the task easier, reputed companies, like Apollo Munich, give health insurance rate charts for the people, buying through agent. These charts directly show the amount to be paid with regard to coverage limit. Health insurance companies have also brought Online Premium Calculator, which is very easy to operate and the customer can calculate his/her own premium through this calculator, before buying the plan.

Health Insurance Company

Healthcare statistics show that condition of health insurance in India is very poor. Majority of people in India pay medical expenses from their pockets. Only 15% of people are able to get their medical expenses financed. If it continues, it will become very difficult for uninsured individuals to avail quality medical treatment over next few years.

Before this situation become serious and deprives human beings from healthcare solutions, every health insurance company should take pains in spreading this information among the masses. Medical care providers along with Government and Regulator should take steps in educating people about the increasing medical costs and its impact.

Thus, every health insurance company should identify healthcare needs of people and design products accordingly. People should understand the need of these plans and should buy the same to make medical treatment easy. Financial cover at the time of medical exigency is much helpful.
There are several health insurance products brought by various health insurance providers.

Apollo Munich Health Insurance has emerged with the aim to Uncomplicate health insurance for the people of India. The company has brought simple policy wording with every of its plans so that everybody can understand the terms and conditions of the plan and can buy accordingly.

Family Health Insurance Plans

Anyone can fall sick and may require hospitalization. The biggest problem that a person faces at the time of hospitalization is paying for the medical expenses. Long medical bills that one is supposed to settle makes all family members run for the arrangement of funds. Few people borrow money, few sales off household assets. Few try to arrange for loans etc. Whatever the way adopted; neither of these decisions is good enough to keep financial stress away from the family.

Thus, to ensure that a family stays away from financial crises, buy family health insurance plans. It offers coverage to all family members, which may include you, your spouse, your dependent parents and your dependent children. Thus, buying this plan will help al family members to avail quality medical care without any financial problem. So, get insured and keep your family members away from these issues that can be engendered at any time of life.

Apollo Munich’s Easy Health is one of the best family health insurance plans that is designed to include 2 adults and up to 4 children. There are many plans but very few offer cover for 4 children, thus giving relief to couple with three kids.

Buy Medical Policy Online

People have started using internet for surfing information, communicating and carrying out e-commerce activities. This means is not only user-friendly but also easily accessible. A person can carry out the work at their convenience at any time of day or night. It is the best means as per the hectic schedule of the common individual. Looking into the comfort and convenience offered, almost every business units has founded an online means to carry out the trade.

Health or medical insurers have started ‘Buy Medical Policy Online’ and ‘Online Renewal’ features to help people to buy and renew their plan online. Now, a person can do it without the help of any agent or involving him/her in long paper work.

Apollo Munich’s ‘Buy Medical Policy Online’ feature issue health insurance plan in just four simple steps:-

Select a plan—It gives you a list of plan. You can choose the one that fulfill bets of your health needs.

Create a proposal—You need to fill this small form before the policy is issued.

Insure Details-- It asks for basic detail of an individual or family, as the case may be.

Make a Payment—You can pay for the policy from your debit or credit card.




Buy Insurance Online

Don’t you have time to meet agents? Are you following a busy lifestyle? This is one of the common problems faced by myriad of Indian people.

The best means used to find the solution for this problem is internet. This digital mean has made it easier for people to access everything, right from surfing to communication, at their convenience. Now, a person can use internet and can look for information on any topic, can communicate to their loved one; sitting at any corner of the world and can carry out trading and many other tasks either during a day or night with the comfort of their home.

Looking into the convenience offered, several health insurers have started “Buy Insurance Online” feature that gives people an access to buy health insurance online. Now, there is no need t call agents and discuss about various available plans. A person can spend some time in searching for the plans, as per his/her needs and can buy the same online without visiting any agent or broker for the same. Debit or credit cards can be used to make the payment through payment engine.

Apollo Munich’s ‘Buy Insurance Online’ feature issues policy in just few clicks of the mouse, thus keeping a person away from the related hassles.

Best Insurance Company

Which is the best insurance company? Who offer the best health insurance? A person looks for the answer to these questions before buying the one for him/her. It is because of a human nature that everybody wants the best.

The best insurance company is the one that has earned maximum goodwill for providing best products and services. The best insurer has maximum number of satisfied customers. Recent study shows that Apollo Munich has earned good reputation, when judged on all these parameters.

The company has emerged with the aim to demystify health insurance for the people of India. Thus, it brings simple and easy terms and conditions stated in its policy wording. There are no jargons used to help people to understand their plans. It has reduced the number of claim rejections, as people get an idea of their covered and non covered perils.

Besides it, Apollo Munich is making several initiatives to make health insurance an uncomplicated product. There are much efforts made to spread health insurance awareness among the Indian population in order to make medical treatment hassle-free. Working on these lines, Apollo is looking forward to offer cover to more than 500 million people over next five years and thus, it can be said to be the best insurance company in India.

Best Health Insurance Plan

How can find the best health insurance plan? What ways should be adopted in order to reach to the best plan? How much to pay for the same?

These are some of the common questions that interrupt a person’s mind, when he/she decides to buy the same. An ideal way to reach to the best plan is to look into your healthcare needs. A plan chosen on behalf of these needs will surely turn out to be the best plan. A person should always remember that health needs for one differs form the other and hence should make independent choice in spite of choosing the same that his/her friend or relative purchased.

Once you have compared available health insurance plans, don’t forget to buy from a reputed provider, as they offer best products and services. Apollo Munich has earned much popularity for providing the comprehensive plans at reasonable rates. Many Indian citizens are of this belief that it is the best provider and Its Easy Health, easily affordable plan is the best health isnaurcne plan in India. This plan is designed looking into healthcare needs of people of different income groups. Thus, there are three variants—Standard, Premium and Exclusive. A person can choose, as per his/her needs.

Critical Illness Cover

Critical Illness Cover is a cover for serious illness, which a person can suffer from in his/her life. There are some diseases, whose medical treatment cost is too high and thus, there is a need of special cover for them so that a person can avail quality healthcare without any financial stress.

Critical Illness Cover offers you lumpsum payment, as promised in plan’s condition; if an insured suffers from any of them. There are many health insurers that offer separate plans for the same. At the same time, there are health insurance providers that have included this facility in their pure health insurance plans. Easy Health plan from Apollo Munich, offers Critical Illness Cover as an optional and additional facility with it.

It is a complete health insurance plan that offers this coverage against eight illnesses—Cancer, First Heart Attack, Sclerosis, Paralysis, Coronary Artery Surgery, Stroke, Major Organ Transplantation and Kidney Failure.

Easy Health is available in three variants—Standard, Premium and Exclusive, each with its own coverage limits. It is a plan that is designed keeping the health needs of people of all income groups. This plan comes with lifelong renewal feature to help its customer to enjoy the coverage for the whole life.

Economical Health Insurance

Economical Health Insurance product is an easiest way to curtail down the amount spent on medical expenditure. Many people are skeptic whether they should buy such products or not? Whether they will get sufficient coverage or not?

Economical health insurance products offer adequate health coverage at cost-effective price but People choosing health insurance plan on behalf of premium amount do not end up with a right choice. Such plans do not offer them enough coverage. Hence, it is advisable to search thoroughly before buying the one.

If you want to have an economical health insurance, take care that you look into or compare plan. It is one of the crucial steps. Plans should be compared on the basis of several associated terms, such as coverage limit, waiting period, deductibles, co-payment, facilities etc. It will help you in reaching to the right economical plan. You might have to pay some extra amount but will get the best coverage.

Apollo Munich, a joint venture between the Apollo group of Hospitals and Munich Health, is the best health insurance provider in the country. It offer plans with wide coverage at reasonable price. Their plans are not cheap but economical.

Family healthcare insurance


One of the biggest problems that an individual faces in his/her life, when any of the family members meet unforeseen event is paying for the treatment expenses. Medical cost is increasing so speedily that people find it difficult to seek quality medical treatment. But, when there is an option to finance medical expenditure, it is strange that people do not use it. The reason behind it might be the lack of awareness or lack of trust on these health insurance providers.

In order to improve this condition, people should be educated about the benefits of family healthcare insurance so that they can get an access to quality medical care. This will help them in paying medical expenses. Family health care insurance are the plans designed to offer health coverage to health needs of all family members, which may include, you, your spouse, your dependent children and your dependent parents.

Apollo Munich’s Easy health plan is the most sought after family healthcare insurance plan. It is available in three variants-- Standard, Exclusive and Premium and can be purchased by both individual and family. It offers complete coverage to a person who gets hospitalized due to sickness or due to any unforeseen event.

Quick Health Insurance

There are many health insurance plans available in the country. Some of the most common plans are those that are designed for inpatient treatments. The problem is that many of these plans require time and effort from the customer. One has to sometimes get health check-ups done before buying a plan. There are also many lengthy and tedious processes involved in the same. There are many insurance plans that are designed to give customers an edge over the number of health-related problems. However, there is the need for people to get quick health insurance plans.

This does not always mean that the individual would be able to get the required coverage. When a person makes a hasty decision to buy an insurance plan, it is generally useless. The plan’s benefits should be usable by the individual. There are also plans that are provided to customers where the steps involved in buying the plan are short and simple. Such quick health insurance options should be considered by individuals. Apollo Munich Health Insurance provides customers with a plan that is simple and fast to buy. The Insure Health Plan is designed to give customers health coverage with minimal paperwork and no health check-ups.

Purchase Health Insurance

When a person has to get treated, there are a number of factors that come into play. One has to think about the cost of the treatment that is to be taken. There are many other expenses that are involved when a person faces an accident. There are times when the individual has to deal with the household expenses as well as the extra costs that are present. This is why it is important to purchase health insurance when the person has the ability to do so. People often forget that a health insurance plan has a waiting period and some exclusion. Most customers buy insurance plans without bothering to read and understand the plan prior to buying the same.


There are a number of times when customers purchase health insurance from a broker and do not let him give out vital details of the plan. This should not be done. When you buy a mediclaim policy, you should buy the plan after careful consideration of all the medical problems that are likely to occur. Apollo Munich provides health insurance plans that are dedicated to providing customers with the best possible health coverage. Each of their plans and policy wordings are available on the Apollo Munich website.

Online Insurance India

With the number of people wanting and needing health insurance on the rise, there is the need for customers to be able to access comprehensive health insurance plans with ease. Currently there are many steps that are being taken by insurance providers to make health insurance easily available to customers. There are also companies that provide customers with the option of buying online insurance in India. There are also a large number of insurance providers who provide individuals with the option of renewing health plans over the Internet. Customers can also download policies from the Internet. The concept of online insurance in India is slowly growing.

The main plus-point of having access to plans over the Internet is that one can reach the insurance company at anytime. There is no restriction on when and where one can renew the plan. Even if you are traveling overseas, you can download policy wordings, forms and other documents related to the policy with ease. At the same time, with secure portals, one can be sure that the information provided online is safe and would not be misused. Apollo Munich Health Insurance provides health insurance plans online for renewal, purchase and several other facilities.

Best Health Insurance

Healthcare has many angles to it. There are treatments that can take weeks to get completed, while there are also numerous treatments that can be done in less than 24 hours. This is due to the vast and speedy advancement of science. However, few people in the country have access to these treatments. They do not have the means of getting finance for the cure. An insurance policy is needed primarily for this purpose. People can get the treatment they want at the time they need. This means that the individual can easily get treated without spending his/her own money.

Before buying or deciding which the best health insurance plan is for the individual or family, one should read all the policy documents very carefully. This would enable them to make sure that the insured individual does not have any ‘surprises’ after buying the policy. Many people feel that insurance providers promise things, but then at the time of settling a claim they would point out several clauses and sub-clauses which were previously unknown to the insured individual. The reason is that people do not read the insurance policy wordings carefully before buying the insurance plan. To do away with this apprehension, Apollo Munich has put up the plan details on the company website. There are also forms and brochures uploaded thereon.

Health Coverage

There are many people who would like to get themselves cured at the right time. Falling sick is not the ‘choice’ of any individual. It is an unfortunate circumstance that befalls most people. The problem is that even when there is a way out, people do not choose it simply due to lack of awareness. Health coverage is one of the most important forms of insurance that one should opt for. There may be other policies that promise to cover your health along with many other things, but they only keep a small amount for the same. It is best to have a dedicated health insurance plan that would cover all the needed health-related problems that one is likely to face. There are many health insurance plans available in the market that are designed to take on all these needs.

There are insurance plans that offer health coverage by providing a cover amount for inpatient as well as outpatient treatments. It is best to go and get one such plan from either a broker or call the Apollo Munich helpline for the same. These experts can guide you aptly in selecting the right plan. Apollo Munich’s Maxima is a good plan, especially for those who are interested in all-round medical protection.

Medical Policy Online

It is hard to imagine life without the Internet. People now need the Internet for the smallest chores—sending a letter across the seven seas by snail mail is a thing of the past. Similarly, buying products over the net is also the latest trend. This new fad is slowly replacing the traditional way of purchasing items from shops—especially those products that had to be bought through brokers and agents. Currently there is hardly anything that is not available for sale online. One can even buy a medical policy online.

This means that the customer does not have to travel anywhere, or spend time in meeting people to understand an insurance plan. When people do not have the time to meet people, one can simply buy the plan online so that there is no need to meet brokers. A person can check the website at anytime of the day or night. The plan can be purchased too at anytime. Therefore the time restriction that people face with agents and brokers is resolved when you buy a medical policy online. There are companies like Apollo Munich that have put up the policy wordings, brochures, and forms related to the policies offered on their website.

Personal Health Insurance

A personal health insurance plan is needed for everyone—even if you are working and have a group health insurance policy from the company. The main reason for this is that a group health insurance policy is designed only for those who are employed with the company. Once an employee leaves the company, his/her cover lapses. However, most people overlook this vital part of corporate health insurance. Thus people are left without any kind of mediclaim plan once they leave the job.

The reason most working individuals do not bother to purchase a personal health insurance for themselves and their family is that a group health insurance is free for the employee. The company pays the premium for the plan. However, in a personal health insurance plan, the insured has to pay for the policy.

The premium charged for a personal health insurance policy is exempted from tax under section 80 (D) of the ITA. This means that individuals can save their tax as well as get coverage from medical problems that are likely to arise. Apollo Munich offers comprehensive insurance policies that are designed to protect individuals from all kinds of medical problems. Their plans can also be bought and renewed online using their ‘Buy Online’ ‘Online Renewal’ options.